OnlyBenefits — Privacy Policy

1. Introduction & Scope

OnlyBenefits (the "Platform") respects your privacy. This Privacy Policy explains what personal information we collect, how we use it, when we share it, and your rights. The policy applies to any visitor, registered user, or service consumer.

2. Data We Collect

2.1 Information you provide

• Account data: name/public_name, username, email, password hash (we store hashed), profile avatar, bio, interests.
• User content: confessions, posts, comments, messages, images and uploads.
• Payment & billing data: when you use paid features (we rely on third-party payment processors; we do not store full card numbers).

2.2 Automatically collected data

• Usage data: pages visited, interactions, timestamps, device/browser info, IP address (for security and basic geo)
• Log data: server logs, error reports, performance metrics
• Cookies & local storage: session cookies, preferences, analytics identifiers

2.3 Derived & aggregated data

We may derive non-identifying analytics and aggregated metrics from user activity to improve the Platform and features.

3. How We Use Your Data

• Provide and operate services: authentication, profiles, posting, messaging, and discovery features.
• Security: detect and prevent fraud and abuse, apply rate-limits, and investigate policy violations.
• Personalization: content recommendations, suggestions, and UI preferences.
• Communications: send notices about your account, service updates, and (with consent) marketing messages.
• Legal compliance: respond to lawful requests, enforce our terms, and protect rights.

4. Sharing & Disclosure

4.1 With other users

Content you post publicly (profiles, public posts) is visible to other users. Your profile public_name, username, avatar and content may be visible to others per your privacy preferences.

4.2 Service providers

We share limited personal data with trusted third-party providers (hosting, analytics, email, payments) under contracts requiring data protection.

4.3 Legal & safety disclosures

We disclose information when required by law, or to protect the safety, rights, property or security of OnlyBenefits, users, or the public.

4.4 Business transfers

In the event of a merger, acquisition or sale of assets, personal data may be transferred; we will notify users where required.

5. Data Retention & Deletion

We retain personal data as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. You may request account deletion — we will remove personal data subject to legal retention obligations and anonymize certain operational records.

6. Cookies & Tracking

We use cookies and similar technologies for essential site functions, authentication, preferences, analytics and advertising (if enabled). You can manage cookie preferences via your browser settings; disabling certain cookies may impair the Platform.

7. Data Subject Rights

Depending on jurisdiction, you may have rights including access, correction, deletion, portability, and restriction. To exercise your rights, contact our Data Protection team at privacy@onlybenefits.fun. We will verify requests and respond within applicable legal timeframes.

8. Children & Minors

We do not knowingly collect personal data from children below the age allowed in your jurisdiction. If we learn that personal data of a child in violation of this policy has been collected, we will take steps to delete it.

9. Security Measures

We implement reasonable administrative, technical and physical safeguards (e.g., HTTPS, database access controls, hashing passwords). However, no system is completely secure — promptly report suspicious activity to security@onlybenefits.fun.

10. International Data Transfers

OnlyBenefits may store and process data in multiple jurisdictions. When transferring data across borders we apply appropriate safeguards (e.g., contractual clauses). Contact us for details on transfer mechanisms.

11. Third-Party Features & Links

The Platform may include links, embeds or integrations (OAuth, social logins, payment processors). These third parties are subject to their own privacy policies; OnlyBenefits is not responsible for their practices.

12. Analytics & Advertising

We may use analytics to measure and improve the Platform. If advertising features are used, we will disclose use of ad networks and give users controls where required by law.

13. Anonymization and Aggregation

We may keep anonymized or aggregated datasets for research and product improvements. Such datasets will not identify individual users.

14. How To Contact Us

For privacy inquiries, data requests or complaints, contact: privacy@onlybenefits.fun. For legal requests: legal@onlybenefits.fun. For security incidents: security@onlybenefits.fun.

15. Changes to this Policy

We may update this Privacy Policy. Material changes will be communicated. Check the "Last updated" date above to see when last modified.